Published September 26, 2026 in Market Update

Chula Vista: 1.8 Months of Homes Left for Sale

By Heejung Petri

Real estate, MLS Defined Spreadsheet 2

In July 2026, 107 homes sold here. The typical one went for $985,000. That was a busy month, and it felt like it at the time. Then August came in at 82 sales and a middle price of $941,500. Two months, two different readings. But here is the thing: neither month changed the bigger picture. As of September 25, 2026, there are only 144 homes for sale across this entire market.

Sales slowed a little, but supply never caught up.

From June through early August, 139 homes sold at a middle price of $980,000. From August into September, 104 more sold at $982,500. The price barely moved. What did not move at all was the number of homes available. Buyers kept buying. New listings did not keep pace.

At the rate homes have been selling, 81.7 per month, the 144 homes sitting on the market right now would all be gone in 1.8 months. Anything under 4 months favors sellers. This market is sitting at less than half that. That is not a slight edge for sellers. That is a significant one.

Then versus now: what the full file shows about this market.

Not one home in this market came off with no sale. Out of 243 homes that sold, zero gave up and walked away. That is not normal. In most markets, some percentage of sellers try, fail, and pull their listing. Here, that did not happen across either half of the file. If your home was priced and prepared well, it sold.

The bedroom breakdown tells you something useful about how this market moved across the whole period. Two-bedroom homes sold at a middle price of $805,000. Three bedrooms came in at $1,009,000. Four bedrooms hit $1,244,500. Five bedrooms reached $1,642,500. Each step up is a real jump. The gap from four bedrooms to five is $398,000. If you are deciding whether to add a bedroom before listing, those gaps are worth looking at carefully with someone who knows your specific home.

Size matters just as much. Homes under 1,500 square feet sold at a middle price of $774,950. Homes between 1,500 and 2,500 square feet sold at $940,000. Move up to 2,500 to 3,500 square feet and the middle price reaches $1,250,000. The largest homes, 3,500 to 5,000 square feet, hit $1,700,000. That is a gap of $925,050 between the smallest and largest size bands. The market is rewarding space consistently, and the pattern holds across every cut of the data.

The age of the home tells a story too. Homes built before 1970 sold at a middle price of $819,000. Homes from the 1970s came in at $875,000. Jump to the 1990s and the middle price rises to $1,095,000. Homes built in the 2000s, the largest group with 86 sales, sold at $1,151,500. Newer builds from the 2020s hit $1,262,500. The 2010s are the one exception, coming in at $934,000, below both the decade before and after. If your home was built in a particular era, that context matters when you are picking a price.

What this means if you are selling or buying right now.

If you are selling, the 1.8-month supply number is working in your favor. With only 144 homes available, buyers have very few choices. That said, the Freddie Mac weekly rate survey put the 30-year fixed rate at 7.03% as of September 24, 2026, up from 6.95% the week before and well above the 6.30% buyers were paying a year ago. Higher rates shrink what buyers can afford. Price your home at what the sold data supports, not at what you hope the market will reach.

If you are buying, you are competing in a market where nothing is sitting unsold. Nationally, NAR reported 4.9 months of supply in August 2026, described as the highest in over ten years. This market has 1.8 months. The gap between here and the national average is wide. Come in prepared, know your numbers, and do not wait for a flood of new listings that the data does not suggest is coming.